This post is sponsored by MetLife, however, all opinions are my own.
You hear it in the news, it happens to a co-worker, or it effects a friend of yours – the unexpected. What happens when life looks different than you expected? You never think it will happen to you, to your family – and then it does. As most of you know, this past year, I had three strokes. I was 28, I was perfectly healthy, I had no conditions and I had 3 strokes. So let me ask you, is your family covered? Are you prepared for the unexpected?
More than eight years ago, as Kevin and I prepared for newlywed life, we had a lot of different conversations as we filled out our insurance information together for the first time. Thankfully, as part of our pre-marital work, we learned about different financial aspects of life together and also insurance. This helped prepare us for the future.
We learned the value of having insurance for the big unexpected things. Your car battery goes out – it’s unexpected, but not “big”. Your microwave breaks, you buy a new one. But what happens when you have a big life altering event and the consequences aren’t quite as straightforward to manage?
When I had the strokes, they completely rocked our world. One day we were moving into our new house, and the next day, I was recovering in the hospital and relieved just to be gaining some of my eye-sight back while getting the feeling back in my left side of my body. It is impossible to prepare for a shift like that for your body.
But, one thing we were prepared with was the correct insurance. We had our health insurance in place and we had short-term disability insurance in place. When the unexpected happens, it can be extremely stressful, but knowing that we had our insurance in place gave us peace of mind financially throughout the entire rehabilitation process.
I cannot tell you enough how important it is to have these conversations with your family and make sure you are covered for the unexpected. Short-term disability, long-term disability and life insurance are some of the most important benefits you can buy for your family.
The time is NOW to have these conversations with your family. You can go to MetLife’s website to learn about these benefits in simplified terms and understand the value they bring to your unique situation. You can also find more personal stories on the positive impact of benefits here! Have you been positively impacted by having this type of coverage? I would love to hear your story in the comments